Share Term Certificates

Commonly known as Certificates of Deposit or CDs, Share Term Certificates are fixed-rate, closed-end time deposits for saving money.

• Fixed-rate dividend
• Closed-end term (6, 12, 18, 24, 30, 36, 48, 60-month terms)
• Minimum Deposit of $250.00
• No service charge
• Can use as collateral on a Credit Union loan
• No additional deposits can be added to the certificate
• No partial withdrawals of principal are allowed
• Dividends for all terms automatically transfers monthly to a deposit account
• Penalties for early withdrawal include either 90 days of dividends or all the dividends earned, whichever is less.
• Fourteen days prior to maturity, a notice is sent; you can cancel within a 7-day grace period after renewal.
• If cancelled within the 7-day grace period, dividends will be paid from the renewal date to the cancellation date at the existing regular Share dividend rate.

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