Create a Debt Reduction Plan
Our free Financial Wellness Services may be beneficial to LGFCU members who are:
- intersested in eliminating debts
- cleaning up credit
- considering bankruptcy
- behind on current bills
- have experienced a change in financial circumstances (such as a family additions or job loss)
Let our caring staff help you create a customized strategy to pay off your debt in the shortest amount of time with the greatest savings in interest. Set up your plan using one of the following methods:
- Guided assistance with a personal financial counselor using our electronic PowerPay system.
- Do it yourselfers – Download the Personal Money Management Workbook.
BALANCE™
If you're an LGFCU member having trouble making ends meet or are receiving collection calls and letters, try BALANCE. LGFCU has partnered with BALANCE to assist LGFCU members with establishing a debt managment plan. A debt management plan allows you to make just one paymnet to all of your creditors. BALANCE will negotiate with creditors to lower payments, and in some cases, reduce or eliminate interest and fees.
BALANCE Counselors are qualified to discuss general money management including goal setting, spending and savings plans, credit and credit reports, and housing issues. Schedule an appointment for a free confidential consultation.

